Buying a Policy
  • I need to change or cancel my policy, are there any fees?

    If you have purchased a policy on or after the 13 August 2019 then the following fees will apply:

    • Policy Arrangement Fees
      • Touring Caravan - £7.50
      • Static Caravan - £4.50
    • Mid Term Adjustments
      • Touring Caravan - £10.00
      • Static Caravan - £10.00
    • Cancellations
      • Touring Caravan - £10.00
      • Static Caravan - £10.00

    Please note that administrative fees are non-refundable.

  • Do you offer Static Caravan Legal Expenses Insurance?

    Yes, we can offer Static Caravan Legal Expense cover - please see the Product Information Document for more information.

  • Who can purchase the Static Caravan policy?

    We can only provide a policy to UK residents who are permanently residing in the UK. 

    To qualify as a valid resident for the purposes of our Static Caravan Insurance, you will have spent at least 6 of the last 12 months in the UK, and will spend at least 6 of the following 12 months in the UK.

    If you are staying in the UK on a Visa, you will be covered providing your insurance policy will expire within the duration of your Visa.

    We're not permitted to write insurance to non-UK residents at this time.   Additionally, residents of The Isle of Mann and the Channel Islands are not permitted to purchase our caravan insurance.

  • What does my policy cover me for?

    Your policy will cover you for accidental damage and theft.  There is an option for you to include the contents of your static caravan. 

    Contents cover includes household goods including blinds and floor coverings not permanently affixed and personal property which belong to you and your family and are contained in the caravan or in the open within the boundaries of the land belonging to the caravan.



  • How can I pay?

    You can pay your premium as a one-off payment or in monthly instalments if the premium is over £120.00.

  • Where am I covered?

    The cover provided is for Static Caravans, Leisure Homes, Chalets and Holiday Lodges in England, Scotland and Wales.

  • What is ‘Market Value’ cover?

    The second-hand value of an item at the time a claim is made taking account of specification, age, depreciation and condition immediately prior to the damage.

    Perhaps an easier way to think of this term is 'what I would get if I sold my caravan now?'.

    Please note that we can only provide this cover for static caravans up to 20 years old.

  • What is 'New for Old' cover?

    ‘New for old’ cover means we will replace your insured caravan with the latest model of the closest specification. 

    The caravan’s value that you insure should be the amount it would cost to replace with a new model of the closest specification.

    We can offer ‘new for old’ cover for static caravans of up to 10 years old.

About Static Caravan Insurance