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Static Caravan Insurance

Dependable and competitive cover from just £95.20 per year.

Static Caravan Insurance
  • Accidental damage and Theft
  • New for Old up to 10 years
  • Public Liability Cover

Section Section of Cover Policy Limit Excess
1. Caravan & Equipment The sum insured shown on your policy schedule £100
£500 (Subsidence)
2. Frost Damage to Plumbing Installations The sum insured shown on your insurance schedule £100
3. Breakage of Glass The sum insured shown on your insurance schedule £100
4. Damage to Underground Services The sum insured shown on your insurance schedule £100
5. Damage to Electrical Equipment The sum insured shown on your insurance schedule £100
6. Additional Costs The sum insured shown on your insurance schedule None
7. Alternative Accommodation and Loss of Ground Rent Up to £100 per day for up to a maximum of 14 days None
8. Compensation for death in your caravan £10,000 None
9. Loss of Metred Water, Domestic Heating Oil & LPG £750 £100
10. Garden Cover £750 £100
11. Emergency Access The sum insured shown on your insurance schedule None
12. Liability to the Public £5 Million None

Key Policy Exclusions (see Policy Wording for all exclusions)

Exclusions relating to Caravan & Contents

  • The amount of any excess, applicable per section as shown in your policy schedule.
  • Loss or damage caused by persons lawfully in the caravan.
  • Loss or damage occurring whilst the caravan or any part is lent to anyone other than your family and friends or let for financial reward.
  • Loss or damage by you or your family.
  • The first £500 of any claim for subsidence or heave of the site which the caravan stands, or landslip.
  • Loss or damage caused by faulty workmanship or design or the use of faulty materials.
  • Loss or damage caused by wear and tear, atmospheric or climatic conditions, rot, fungus, insects, vermin, domestic pets or insects, repair, cleaning, alteration, restoration, dyeing, or depreciation.
  • Loss or damage caused by mechanical or electrical breakdown.

Exclusions relating to Contents

  • Loss or damage caused by theft occurring whilst the caravan is unoccupied or unfurnished unless involving forcible and violent entry to or exit from the caravan.
  • Loss by deception unless deception is only used to gain entry to the caravan.
  • Deterioration of food.

Exclusions relating to Liability

  • Liability arising from the accidental death, bodily injury, illness or disease to you or your family.
  • Liability arising from the ownership of any building or land other than the caravan and land belonging to the caravan.

General Exclusions

  • We shall not be liable for any loss or damage or liability arising from or directly or indirectly caused by or resulting from or contributed to by any gradually operating cause.

If you’re looking for comprehensive Caravan cover at competitive prices take a few minutes to contact us for a simple quote.

Our cover will protect you from bumps and scrapes to theft and total loss. We also include 14 days alternative accommodation of up to £75 a day if the caravan is unusable as a result of an insured peril. So, if your caravan holidays and leisure time are precious to you, let Eversure give you the peace of mind that you’re covered correctly.

Key Policy Features
  • Accidental damage and Theft
  • Use by Family & Friends
  • £5 million Public Liability Cover
  • Policy Excess only £100
  • New for Old up to 10 years
  • Up to £100,000 Caravan sum insured
  • Alternative Accommodation
Important Information

Eversure Insurance is a Member of the British Insurance Brokers' Association