European Breakdown Cover

Single trip cover from £19.36
Annual cover from £53.12
Repatriation to the UK
24 Hour UK claims line
Onward Travel
European Single Trip Breakdown Cover
Assistance provided by Allianz Global Assistance
Policy Section Cover Limit
1. Cover before you leave:
a. Breakdown assistance
b. Replacement vehicle (per day)
a. Unlimited
b.£750 (£70)
2. Emergency roadside repairs & getting your vehicle to a garage £100
3. Getting you home or helping you continue your journey
a. Replacement vehicle (per day)
b. Additional accommodation
c. Missed ferry/motorail connections (per day)
a. £750 (£70)
b. £500 (£40)
c. £100
4. Spare parts delivered for essential repairs £250
5. Damage to the vehicle after theft or attempted theft £175
6. Getting the insured vehicle back to the UK (Repatriation)
a. Vehicle storage
b. Returning the vehicle
a. £200
b. Insured vehicle market value
7. Collecting the insured vehicle from Continental Europe
a. Vehicle collection
b. Vehicle storage
a. £400
b. £200
8. If there is no qualified driver available for the insured vehicle
a. Transporting Home
b. Vehicle storage
c. Additional accommodation (per day)
a. Insured vehicle market value
b. £200
c. £500 (£40)
9. Customs duty cover
a. Vehicle disposal
b. Duty cost
a. Insured vehicle market value
b. £250
10. Guarantee of Spanish bail deposits £1000
11.Legal expenses £10,000
a. Judicial hearing in Continental Europe
b. Judicial hearing in United Kingdom
a. £1,000
a. £500

Maximum vehicle age at date of departure: 14 Years (inclusive)

Annual UK & European Breakdown Cover
Assistance provided by National Breakdown
Policy Section Cover Limit
Cover Level A: Bronze
  • Roadside assistance for your vehicle if it is one mile or more away from your home address.
  • Local recovery to nearest suitable garage within 10 miles if your vehicle cannot be repaired at the roadside.
  • Onward travel (after receiving local recovery), which consists of a choice of:
    1. Rail, bus, coach, or equivalent costs of more convenient travel allowing you to continue your journey, or;
    2. Overnight hotel accommodation Overnight hotel accommodation up to £150 for a lone person (£75 per person, up to £500 in total for multiple passengers) or;
    3. Replacement vehicle hire up to £250
Cover Level B: Silver
Offers the following in addition to Cover Level A: Bronze benefits:
  • National recovery of your vehicle to your home address (or original destination if you prefer and it is closer) within the Territorial Limits, if repair cannot be made at the roadside or at a suitable garage on the same working day
Cover Level C: Gold
Offers the following in addition to Cover Level B: Silver benefits:
  • Home Start - assistance at or within 1 mile of your home address
Cover Level D: Europe
Offers the following in addition to Cover Level C: Gold benefits:
  • Cover in Territorial Limits (Europe)
  • Repatriation from Europe to a single destination in Territorial Limits (UK), up to the UK market value of your vehicle
Cover Level E: Platinum
Offers the following in addition to Cover Level C: Gold benefits:
  • Misfuelling
    • Draining incorrect fuel
    • Repair of affected engine parts (up to £500)

Maximum vehicle age at date of purchase: 19 Years (inclusive)

Maximum vehicle age for Personal Cover: 15 Years (inclusive)

Key Policy Exclusions
(see respective policy wordings for all exclusions)

European Single Trip Breakdown Cover (Allianz Global Assistance)

  • The cost of essential spare parts or repair costs at a garage
  • any labour charges in excess of one hour
  • anything caused by the Insured vehicle being used for carrying goods or materials, hire or reward, or motor racing, rallies, speed or other tests
  • vehicles aged 15 years or more at the date of departure.
  • vehicles more than 3,500kg in weight (including any load), 7 metres long, 3 metres high and 2.3 metres wide.
  • vehicles carrying more than the recommended number of passengers (maximum being 8 including the driver)
  • vehicles not kept in a safe and roadworthy condition and serviced in accordance with the manufacturer's specifications
  • any hotel or bed and breakfast arrangements if your main accommodation is a tent
  • the cost of a replacement vehicle if you have already got one under section 1 - cover before you leave
  • trips within the United Kingdom, Channel Islands or Isle of Man other than during the direct journeys between your home and your international departure point
Annual UK & European Breakdown Cover (National Breakdown)

  • Any breakdown assistance within 24 hours of purchase
  • Vehicles exceeding the maximum age limit for their category at the date you buy the policy
  • Vehicles which exceed the weight, length, height, width, or maximum number of seats for their category
  • Breakdowns or accidents relating to a caravan or trailer
  • The cost of any parts, components or materials used to repair the vehicle
  • Assistance following an accident, theft, fire, or vandalism
  • The cost of draining or removing contaminated fuel
  • Breakdowns caused by failure to maintain the vehicle in a roadworthy condition including maintenance of proper levels of oil, water, or tyres
  • Assistance on certain Auto Routes in Europe - you must use the official SOS boxes to arrange assistance. Once the vehicle has been recovered from the Auto Route, you should contact us, and we will make any further arrangements for you
  • Service where glass or windscreens have been damaged
  • More than six callouts in any one period of insurance
  • Claims totalling more than £15,000.00 in any one period of insurance

Our Eversure European Breakdown Cover policies with assistance by Allianz Global Assistance and National Breakdown have been designed to help protect you against the costs incurred in the event of a breakdown of your vehicle whilst driving in Europe.

European Breakdown Cover offers full roadside assistance and recovery from your front door all the way across Europe, and back again. Cover for Single trip is available from 1 day to 90 days, and annual policies cover multiple trips up to 31 days each time. We offer cover for onward travel, including a replacement vehicle and accommodation where appropriate. We will reimburse you fees if you breakdown on a European motorway, and if required we will repatriate your vehicle up to its market value.

Please see the policy wordings or cover summary tables for full information about the European policies available from Eversure Breakdown Cover.

Our FAQs are intended as a guide and are not exhaustive, you should not rely on these in their entirety and should read the Policy Wording for all policy Terms, Conditions and Exclusions. If you have any additional queries regarding our insurance please use our Contact Us section to call us during normal office hours or contact us by email. We will endeavour to respond to any queries within 24 business hours.

Key Policy Features
  • Roadside Assistance
  • Recovery to Local Garage
  • Onwards Travel Options
  • Overnight Accomodation
  • Hire Car during repair
  • Repatriation to the UK
  • 24 Hour UK claims line
Assistance Providers

Single Trip Cover
(Allianz Global Assistance)

Annual Cover
(National Breakdown)

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Eversure Insurance is a Member of the British Insurance Brokers' Association