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Eversure Cycle Insurance - Evidence of Ownership


The Eversure Cycle Insurance policy requires that you are able to provide evidence of ownership for each bicycle that you wish to insure. If you do not have evidence of ownership for one or more of your bicycles, any subsequent claim may not be upheld.

Evidence of ownership will ideally consist of one of the following:

  • The original receipt stating the cycle make & model, value and date of purchase
  • A copy receipt from the retailer stating the cycle make & model, value and date of purchase
  • An invoice stating the cycle make & model, value and date of purchase
  • A credit agreement stating the cycle make & model, value and date of purchase

If you do not have any of the above, we will require a combination of at least two of the below:

  • Clear photographs of your cycle which are date and time stamped
  • A bank or credit card statement showing the date and value of the purchase and the retailers details
  • Packaging and literature which shows details of the cycle and purchase
  • A recent valuation or repair statement from a reputable cycle shop stating the make & model, value and date
  • For cycles purchased through an online auction such as eBay; a printed copy of the original auction, including photographs, description and auction number as well as the relevant proof of payment

Whilst it does not count as proof of ownership, cycles should also have their frame or serial numbers recorded. Frame numbers can be entered during purchase, or you can contact us after purchasing to update these details. Providing the frame number can help to match to the relevant evidence of ownership if you need to make a claim, and for high value cycles some retailers may be able to provide copy receipts from the frame number.

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Eversure Insurance is a Member of the British Insurance Brokers' Association