Looking for competitive and comprehensive Static Caravan insurance? Here at Eversure we have an ever-growing panel of specialist insurers, so you just select the cover you need, and we compare the insurance quotes. Simply complete our quick and easy to use quote form and we will get caravan insurance providers to bring you the most suitable deals.
We include theft as standard, so if you have a break-in, so long as you meet the policies security requirements, you’ll find comfort in the knowledge that you’re covered, should the worst happen.
Our policies give you peace of mind that accidental damage is included as standard.
Natural disasters are also included on our policies, so you’ll be covered if a falling branch or a fire damages the caravan. Flood cover is usually included, other than for caravans stored in areas prone to flooding, we will make this clear if its not included.
Whilst it’s not compulsory to insure your caravan, it’s a sensible thing to do. If your caravan was badly damaged by Storm, Fire or Flood, would you want to pay the large amount it would cost to repair or replace it from your own pocket? Also, most park owners in the UK insist on you being able to provide a copy of your public liability when using their caravan sites.
Our caravan insurance providers all include the same core covers, Accidental Damage, Malicious Damage, Theft, Fire, Flood and Storm. You can tailor your cover by selecting the optional extras that are important to you. See below for more information on the benefits and cover levels we offer.
New for old - If your caravan is damaged beyond economical repair or is stolen. You will be paid the cost of replacing it brand new to the nearest equivalent make and model. Market value – In the event of a total loss claim, you will receive the current value of your caravan, taking into account; the specification, age and condition of your caravan, so you can buy a like for like replacement.
Include your caravan contents, this will insure your household and personal goods that are not permanently fixed to the caravan.
Public Liability Insurance will cover the costs if you are alleged to have injured another person or damaged their property whilst caravanning.
You can select your own excess, so if you decide to increase your excess from the standard £100, your premium will get a discount.
Covers the cost of alternative accommodation if your caravan is uninhabitable as a result of loss or damage.
This covers the additional costs of removing the caravan to nearest repairer and returning it to the licensed caravan site including the disconnection and reconnection of services.
Our legal expenses cover costs to pursue the following claims: Caravan Disputes, Contract Disputes, Employment Disputes, Personal Injury, Clinical and Medical Negligence, Legal Defence, Tax Investigations, Jury Service and Witness Attendance Allowance, Probate, Education, Social Media Defamation and Identity Theft.
You have the option to include key cover. This covers costs up to £1,500, for a locksmith to install a new lock or replace your keys if they are lost damaged or stolen.
If you have purchased a policy on or after the 13 August 2019 then the following fees will apply:
Please note that administrative fees are non-refundable.
Yes, we can offer Static Caravan Legal Expense cover - please see the Product Information Document for more information.
No, we will not be able to provide any cover.
We can only provide a policy to UK residents who are permanently residing in the UK.
To qualify as a valid resident for the purposes of our Static Caravan Insurance, you will have spent at least 6 of the last 12 months in the UK, and will spend at least 6 of the following 12 months in the UK.
If you are staying in the UK on a Visa, you will be covered providing your insurance policy will expire within the duration of your Visa.
We're not permitted to write insurance to non-UK residents at this time. Additionally, residents of The Isle of Mann and the Channel Islands are not permitted to purchase our caravan insurance.
Your policy will cover you for accidental damage and theft. There is an option for you to include the contents of your static caravan.
Contents cover includes household goods including blinds and floor coverings not permanently affixed and personal property which belong to you and your family and are contained in the caravan or in the open within the boundaries of the land belonging to the caravan.
You can pay your premium as a one-off payment or in monthly instalments if the premium is over £120.00.
The cover provided is for Static Caravans, Leisure Homes, Chalets and Holiday Lodges in England, Scotland and Wales.
Market value – In the event of a total loss claim, you will receive the current value of your caravan, taking into account; the specification, age and condition of your caravan, so you can buy a like for like replacement.
New for old - If your caravan is damaged beyond economical repair or is stolen. You will be paid the cost of replacing it brand new to the nearest equivalent make and model.
When selecting this cover you must insure the caravan at the amount it would cost to replace with a new model of the closest specification.
You may cancel your policy at any time. If you are cancelling within the 14 day cooling off period from purchase then a full refund will apply providing you haven't made a claim on the policy, less any cancellation fees.
If you wish to cancel you policy after the 14 day cooling off period then you will receive a proportionate refund of premium less our cancellation fees. There will be no refund of premium if you have made a claim.
We are unable to provide a policy if the site has flooded within the last 3 years.
No, our policies will not be able to provide you with cover.
Jackson Lee Underwriting on behalf of AXA Insurance UK plc.
Your static caravan will need to be permanently sited on a licensed caravan park in the UK and must be storm anchored at all 4 corners.
We can cover static caravans up to aged 20 – your caravan must have been manufactured in the UK and built to British Standard BS EN1647.
All claims are handled by AXA Insurance UK plc, their details can be found below:
AXA Insurance UK plc
PO box 7073
Willenhall
WV1 9ZW
Telephone: 03300248087
Email: home@axa.co.uk
No, the use of the Static Caravan must be for leisure purposes only and not in connection with any business, profession or for hire and reward.
We are unable to offer a policy to anyone permanently living in a Static Caravan.
Yes, your relatives or your acquaintances can use your caravan with your permission.
The policy excludes Loss or Damage if the caravan is let/rented for financial reward.
The policy excess is £100.00 for each and every claim made against the policy.
If you are making a claim for Subsidence, Heave or Landslip, the policy excess is £500.00.
The public liability level included is £5,000,000.
You can select your caravan sum insured for an amount up to £100,000.
Static Caravan Insurance is designed to provide cover for loss or damage to static caravans, leisure homes, chalets or holiday lodges and their contents.
Easy to use, efficient professional
I purchased caravan insurance last year at reasonable price. I have since purchased another much older caravan again at a reasonable price, but because it was an older model “New for old “ wasn’t covered and that’s what the caravan park required. That said we had to cancel our insurance, but this wasn’t a problem for Eversure they refunded my premium without any hassle. I found there service they provide was excellent.
good value and service
Helpful friendly phone service offering a very competitive price with the follow up of posted documents.. Rate 5 for this service but 4 overall as have not made a claim!
So easy to renew our policy.A competitive price.
Got a quote on line & purchased policy with ease. Could not have been easier.
Easy to do and quick.
Value for money, genuine interest
Documentation very easy to use good service
The girl was very polite, friendly and explained everything very well.
the advisor i spoke to was very helpfull,the dealings i had with the company was exellent,i have and will be recomending to other people i know.
Through clear & a Quick understanding of what I wanted. Through
Very efficient and good rate of insurance
Service is great good comunication very happy
Excellent very straight forward good price very pleased staff were very knowledgeable and easy to understand
Good price , easy to arrange.
very good service
Very easy to get through. Agent very knowledgeable and the cover and price great. No problems.
Yes without doubt
Excellent service, easy to get a quote very straight forward