Static Caravan Insurance

Tailored for your caravanning needs

Specialist cover for Caravanners

Looking for competitive and comprehensive Static Caravan insurance? Here at Eversure we have an ever-growing panel of specialist insurers, so you just select the cover you need, and we compare the insurance quotes. Simply complete our quick and easy to use quote form and we will get caravan insurance providers to bring you the most suitable deals.

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Essential Cover
Theft

We include theft as standard, so if you have a break-in, so long as you meet the policies security requirements, you’ll find comfort in the knowledge that you’re covered, should the worst happen.

Accidental Damage

Our policies give you peace of mind that accidental damage is included as standard.

Storm, fire and flood

Natural disasters are also included on our policies, so you’ll be covered if a falling branch or a fire damages the caravan. Flood cover is usually included, other than for caravans stored in areas prone to flooding, we will make this clear if its not included.

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Why choose Eversure?
Premiums from as little as £95.20
133,000 customers trust us

Insured in just a few minutes
Do I have to insure my static caravan?

Whilst it’s not compulsory to insure your caravan, it’s a sensible thing to do. If your caravan was badly damaged by Storm, Fire or Flood, would you want to pay the large amount it would cost to repair or replace it from your own pocket? Also, most park owners in the UK insist on you being able to provide a copy of your public liability when using their caravan sites.

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What does Static Caravan Insurance cover?

Our caravan insurance providers all include the same core covers, Accidental Damage, Malicious Damage, Theft, Fire, Flood and Storm. You can tailor your cover by selecting the optional extras that are important to you. See below for more information on the benefits and cover levels we offer.

  • New for Old or Market Value

    What cover option should I choose?

    New for old - If your caravan is damaged beyond economical repair or is stolen. You will be paid the cost of replacing it brand new to the nearest equivalent make and model. Market value – In the event of a total loss claim, you will receive the current value of your caravan, taking into account; the specification, age and condition of your caravan, so you can buy a like for like replacement.

  • Contents Cover

    Want to insure what’s inside the caravan?

    Include your caravan contents, this will insure your household and personal goods that are not permanently fixed to the caravan.

  • Public Liability

    Choose your level of Public Liability Insurance

    Public Liability Insurance will cover the costs if you are alleged to have injured another person or damaged their property whilst caravanning.

  • Flexible Excess

    Do you want to increase your excess for a discount?

    You can select your own excess, so if you decide to increase your excess from the standard £100, your premium will get a discount.

  • Alternative Accommodation

    Need somewhere else to stay if disaster strikes?

    Covers the cost of alternative accommodation if your caravan is uninhabitable as a result of loss or damage.

  • Site Clearance, Delivery and Re-siting

    If you caravan is in need of a repair

    This covers the additional costs of removing the caravan to nearest repairer and returning it to the licensed caravan site including the disconnection and reconnection of services.

  • Legal expenses

    Do you think it's wise to add legal cover?

    Our legal expenses cover costs to pursue the following claims: Caravan Disputes, Contract Disputes, Employment Disputes, Personal Injury, Clinical and Medical Negligence, Legal Defence, Tax Investigations, Jury Service and Witness Attendance Allowance, Probate, Education, Social Media Defamation and Identity Theft.

  • Key cover

    Protect your home, car and caravan keys.

    You have the option to include key cover. This covers costs up to £1,500, for a locksmith to install a new lock or replace your keys if they are lost damaged or stolen.

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FAQs
Buying a Policy
  • I need to change or cancel my policy, are there any fees?

    If you have purchased a policy on or after the 13 August 2019 then the following fees will apply:

    • Policy Arrangement Fees
      • Static Caravan - £7.50
    • Mid Term Adjustments
      • Static Caravan - £10.00
    • Cancellations
      • Static Caravan - £10.00

    Please note that administrative fees are non-refundable.

  • Do you offer Static Caravan Legal Expenses Insurance?

    Yes, we can offer Static Caravan Legal Expense cover - please see the Product Information Document for more information.

  • My caravan was previously declared a total loss (a write off), can I purchase your policy?

    No, we will not be able to provide any cover.

  • Who can purchase the Static Caravan policy?

    We can only provide a policy to UK residents who are permanently residing in the UK. 

    To qualify as a valid resident for the purposes of our Static Caravan Insurance, you will have spent at least 6 of the last 12 months in the UK, and will spend at least 6 of the following 12 months in the UK.

    If you are staying in the UK on a Visa, you will be covered providing your insurance policy will expire within the duration of your Visa.

    We're not permitted to write insurance to non-UK residents at this time.   Additionally, residents of The Isle of Mann and the Channel Islands are not permitted to purchase our caravan insurance.

  • What does my policy cover me for?

    Your policy will cover you for accidental damage and theft.  There is an option for you to include the contents of your static caravan. 

    Contents cover includes household goods including blinds and floor coverings not permanently affixed and personal property which belong to you and your family and are contained in the caravan or in the open within the boundaries of the land belonging to the caravan.

     

     

  • How can I pay?

    You can pay your premium as a one-off payment or in monthly instalments if the premium is over £120.00.

  • Where am I covered?

    The cover provided is for Static Caravans, Leisure Homes, Chalets and Holiday Lodges in England, Scotland and Wales.

  • What is ‘Market Value’ cover?

     

    Market value – In the event of a total loss claim, you will receive the current value of your caravan, taking into account; the specification, age and condition of your caravan, so you can buy a like for like replacement.

  • What is 'New for Old' cover?

    New for old - If your caravan is damaged beyond economical repair or is stolen. You will be paid the cost of replacing it brand new to the nearest equivalent make and model.

    When selecting this cover you must insure the caravan at the amount it would cost to replace with a new model of the closest specification.

About Static Caravan Insurance