Static Caravan Insurance from as little as £12.18 a month^

^The average monthly price paid between 07/03/25 and 06/03/26.

Specialist Insurance Cover for Static Caravans

Looking for competitive and comprehensive Static Caravan insurance? Here at Eversure we have an ever-growing panel of specialist insurers, so you just select the cover you need, and we compare the insurance quotes. Simply complete our quick and easy to use quote form and we will get static caravan uk insurance providers to bring you the most suitable deals.

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Core Cover*
Theft

Theft is included as standard, so if you have a break-in, so long as you meet the policies security requirements, you’ll find comfort in the knowledge that you’re covered, should the worst happen.

Accidental Damage

Static caravan insurance from Eversure is able to provide you with cover for accidental damage depending on your eligibility and insurer.

Storm, fire and flood

Cover for storms, fire and floods are included in our policies. Flood cover is usually included, other than for caravans stored in areas prone to flooding, we will make this clear if its not included.

*Please refer to your insurer's policy wording for specific inclusions and exclusions as they may differ between caravan insurance providers.

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Why choose Eversure?
Premiums from as little as £12.18 per month^
500,000 policies sold

Insured in just a few minutes

Do I have to insure my static caravan?

Static caravan insurance is not a legal requirement in the UK in the same way that car insurance is. With that said, many caravan parks require owners to have insurance in place as part of their pitch or site agreement.

Even if your park doesn’t make insurance compulsory, your caravan could fall victim to break-ins, accidental damage, as well as severe weather such as storms, floods, or fires.

Without static caravan insurance, you would need to cover the cost of repairs or replacement yourself.

However, Eversure protects your static caravan from as little as £12.18^ a month. So, whilst it’s not compulsory, insuring your caravan is both a sensible and worthwhile choice.

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What does Static Caravan Insurance cover?

See below for definitions of the benefits and cover levels available. Please check your policy wording for full details on your individual inclusions, exclusions and GBP amounts.

  • New for Old or Market Value

    What cover option should I choose?

    New for old
    New for old cover means that if your caravan is stolen or damaged beyond economical repair, it will be replaced with a brand-new caravan of a similar type and specification.
    This applies provided the caravan value you declare at the time of purchase covers the full cost of a new equivalent caravan.

    Market value
    If your caravan is written off, you will be paid its current market value at the time of the loss.
    This applies provided the caravan value you declare at the time of purchase accurately reflects the full replacement value of a similar second-hand caravan.

  • Contents Cover

    Want to insure what’s inside the caravan?

    This covers items that are not permanently fixed to the caravan. Please check these items are not insured elsewhere, for example under your home insurance.

  • Public Liability

    What is public liability insurance?

    Public liability can protect you if a claim is brought against you for damaging someone else's property, or injuring a member of the public as a result of damage caused by your caravan.

  • Alternative Accommodation

    Need somewhere else to stay if disaster strikes?

    Covers the cost of alternative accommodation if your caravan is uninhabitable as a result of loss or damage.

  • Site Clearance, Delivery and Re-siting

    If your caravan is in need of a repair

    This covers the additional costs of removing the caravan to nearest repairer and returning it to the licensed caravan site including the disconnection and reconnection of services.

  • Legal expenses

    What is legal cover?

    Our legal expenses cover costs to pursue the following claims: Caravan Disputes, Contract Disputes, Employment Disputes, Personal Injury, Clinical and Medical Negligence, Legal Defence, Tax Investigations, Jury Service and Witness Attendance Allowance, Probate, Education, Social Media Defamation and Identity Theft.

  • Key cover

    Protect your home, car and caravan keys.

    You have the option to include key cover. This covers costs up to £1,500, for a locksmith to install a new lock or replace your keys if they are lost, damaged or stolen.

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FAQs
Buying a Policy
  • I need to change or cancel my policy, are there any fees?

    Yes we do charge administration fees for both policy adjustments and cancellations. Please refer back to our policy terms and conditions which have been emailed to you following purchase, to confirm what this is relating to your contract.

    Please note that administrative fees are non-refundable.

  • Do you offer Static Caravan Legal Expenses Insurance?

    Yes, we can offer Legal Expense cover for £10.00.

    Our legal expenses cover costs to pursue the following claims: Caravan Disputes, Contract Disputes, Employment Disputes, Personal Injury, Clinical and Medical Negligence, Legal Defence, Tax Investigations, Jury Service and Witness Attendance Allowance, Probate, Education, Social Media Defamation and Identity Theft.

  • My caravan was previously declared a total loss (a write off), can I purchase your policy?

    No, we will not be able to provide any cover.

  • Do I have to be a UK resident to purchase a policy?

    We can only provide a policy to UK residents who are permanently residing in the UK.

  • What does my policy cover me for?

    Your policy will cover you for accidental damage and theft.  There is an option for you to include the contents of your static caravan.

    Contents cover includes household goods including blinds and floor coverings not permanently affixed and personal property which belong to you and your family and are contained in the caravan or in the open within the boundaries of the land belonging to the caravan.

     

     

  • How can I pay?

    You can pay your premium as a one-off payment or in monthly instalments if the premium is over £75.00.

  • Where am I covered?

    The cover provided is for Static Caravans, Leisure Homes, Chalets and Holiday Lodges in the UK.

  • What is ‘Market Value’ cover?

    Market value – In the event of a total loss claim, you will receive the current value of your caravan, taking into account; the specification, age and condition of your caravan, so you can buy a like for like replacement.

  • What is 'New for Old' cover?

    New for old - If your caravan is damaged beyond economical repair or is stolen. You will be paid the cost of replacing it brand new to the nearest equivalent make and model.

    When selecting this cover you must insure the caravan at the amount it would cost to replace with a new model of the closest specification.

About Static Caravan Insurance