Motorcycle Breakdown Cover

Torque of the Town

Cover for Motorbikes up to 19 Years Old
Even if you think your bike might be over-the-hill, we’ll happily cover it.
Cover Starts From £21.84 a Year
Competitively priced peace-of-mind.
European Breakdown Cover in 35 Countries
Giving you the freedom to enjoy your road trip without worrying about your route.
Additional Cover Options
  • Cover Starts from £21.84
  • Roadside Assistance
  • Recovery to Local Garage
  • Overnight Accommodation
  • Hire Bike During Repair
Important Information
Policy Section Cover Limit
Cover Level 1: Silver
  • Roadside assistance for your vehicle if it is one mile or more away from your home address.
  • Local recovery to nearest suitable garage within 25 miles if your vehicle cannot be repaired at the roadside.
  • Onward travel (after receiving local recovery), which consists of a choice of:
    1. Rail, bus, coach, or equivalent costs of more convenient travel allowing you to continue your journey, or;
    2. Overnight hotel accommodation Overnight hotel accommodation up to £150 for a lone person (£75 per person, up to £600 in total for multiple passengers) or;
    3. Replacement vehicle hire up to £300
    4. National recovery of your vehicle to your home address (or original destination if you prefer and it is closer) within the Territorial Limits, if repair cannot be made at the roadside or at a suitable garage on the same working day
Cover Level 2: Gold
Offers the following in addition to Cover Level 1: Silver benefits:
  • Home Start - assistance at or within 1 mile of your home address
Cover Level 3: Europe
Offers the following in addition to Cover Level 2: Gold benefits:
  • Cover in Territorial Limits (Europe)
  • Repatriation of passengers from Europe, up to £300 per person, £2,000 in total.
  • Repatriation of vehiclefrom Europe, up to the value of your vehicle.
Cover Level 4: Platinum
Offers the following in addition to Cover Level 2: Gold benefits:
  • Misfuelling
    • Draining incorrect fuel
    • Repair of affected engine parts (up to £500)

Maximum vehicle age at date of purchase: Cars and motorbikes: under 20 years, vans: under 10 years.

Key Policy Exclusions (see Policy Wording for all exclusions)

Annual UK & European Breakdown Cover (Collinson Group)

  • Any breakdown assistance within 48 hours of purchase
  • Vehicles exceeding the maximum age limit for their type at the date you buy the policy
  • vehicles more than 3,500kg in weight (including any load), 7 metres long, 3 metres high and 2.25 metres wide.
  • Breakdowns or accidents relating to a caravan or trailer
  • The cost of any parts, components or materials used to repair the vehicle
  • Assistance following an accident, theft, fire, or vandalism
  • Breakdowns caused by failure to maintain the vehicle in a roadworthy condition including maintenance of proper levels of oil, water, or tyres
  • Assistance on certain Auto Routes in Europe - you must use the official SOS boxes to arrange assistance. Once the vehicle has been recovered from the Auto Route, you should contact us, and we will make any further arrangements for you
  • Service where glass or windscreens have been damaged
  • Claims totalling more than £15,000.00 in any one period of insurance

Free Wheeling


Whether you’ve just gotten your first ever bike, or you’ve been an owner for decades, breakdown cover will help keep you on the road and hopefully out of trouble. If you’re out and about on your bike, or even travelling long distances, the last thing you’ll want is to suffer a breakdown. But should the worst happen, you’ll be happy to know that our policies are underwritten by some of the industries biggest and most trustworthy assistance providers. To help give you a more in-depth look into some of the great benefits of motorcycle breakdown cover, we’ve outlined them below, take a look:

Roadside Assistance

With a network of dedicated callout operators, roadside assistance is the first port of call for a breakdown

Punctures and Flat Batteries

Two of the most common causes of motorbike breakdowns are punctures and flat batteries, that’s precisely why we cover both of them. When the smallest nail, or flattest battery strikes, you’ll be back on the road as soon as possible.

Home Start

If things really aren’t going your way and you can’t get going form your home (or within a mile of it) we’ll come you your address and provide breakdown support and assistance where you are, a great asset when you’re stuck at home.

Up To £15,000 Worth of Cover

When the breakdown really is significant, our sizeable claim limit really comes into play. For those major bits of work, it’s always good to know that if you needed to claim again, there’ll be plenty of money left over for future costs.

Overnight Accommodation

If you’re on the road and repairs to your bike are substantial, you can make use of our overnight accommodation option which offers you comfort amidst frustrating times, with a great total of up to £600 for you and your passenger.

Do make sure you check the policy wording for all terms and exclusions to make sure you get the right cover for you.

Our FAQs are intended as a guide and are not exhaustive, you should not rely on these in their entirety and should read the Policy Wording for all policy Terms, Conditions and Exclusions. If you have any additional queries regarding our insurance please use our Contact Us section to get in touch. We will endeavour to respond to any queries within 24 business hours.

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