| Policy Section |
Sum Insured |
Excess |
Theft of your electric scooter
Accidental damage to your scooter
Malicious damage to your scooter |
£100 - £10,000 |
Electric Scooter value:
Up to £500: £25
Up to £1000: £50
Up to £2000: £75
Over £2000: £100
|
| Optional Cover Sections |
| Scooter Accessories Cover |
Up to £1,500 |
£25 |
| Replacement Scooter Hire |
Up to £1000 |
None |
| Personal Accident |
Up to £25,000 |
None |
| Public Liability Cover |
Up to £5 million |
£250 (third party property),
£500 (third party injury) |
Key Policy Exclusions (see Policy Wording for all exclusions)
- Using your electric scooter for commuting to and/or from a place of work, unless you have paid the additional premium for Commuting Use cover and this is stated on your policy schedule.
- Any claim whilst using your cycle for organised events such as triathlons, sportives, cyclo-cross, road cycle races, time trials, track cycling and mountain bike races unless Cycle Event cover has been purchased
- Theft where the security requirements have not been met
- Insured items for which you cannot provide evidence of ownership
- Theft of or damage to accessories or removable parts, unless the scooter is stolen or damaged at the same time
- Tyres or inner tubes unless the electric scooter suffers accidental or malicious damage at the same time
- Damage that does not impair the function and/or performance of the scooter
- Personal accident cover for anyone aged under 16 or over 65
- Any claim where the scooter has been abandoned
Why choose Eversure Electric Scooter Insurance?
With the popularity of electric scooters exploding in recent years, it’s more important than ever to be sure that you have the cover you need when you leave your front door.
Our policy works in conjunction with our cycle insurance policy which covers a whole host of key areas giving you the confidence to use your scooter safely when you’re out and about. As long as your electric scooter also has pedals, we'll be able to cover it.
We’ve got some great benefits that come with our electric scooter insurance policies, take a look at what you can be covered for:
Accidental Damage
If your scooter is damaged in an attack or attempted theft, you’ll be covered. Unfortunately, electric cycles are more likely to be targeted due to their increased price. With attempted thefts on all bicycles increasing year on year in cities across the country you’ll be relieved that malicious damage cover comes as standard in all our e-bike policies.
Loss and Theft
Like bicycles, electric scooters are all too easily snatched when you’re out with them in a crowded are, our policy will mean should your scooter or accessories be taken, you’ll be covered. Make sure you read our section on how best to secure your scooter if you have to leave it.
Accessories Cover
Bags, spare batteries, helmets, stands and locks will be covered under our policy giving far less things to worry about when the worst happens. Simply roughly add up the cost of your accessories together and you can easily add it to your cover at purchase. Even if you buy new accessories that cost a bit more, or decide to get rid of some, you can tell us during your cover period and we can alter your policy and premium there and then!
Personal Injury Cover
Your safety is the number one priority. If you have an accident that means you’ve injured yourself as a result of riding your scooter then our policy can help with costs covering certain areas. You can look at what is specifically included with our personal injury cover in the policy wording. .
Public Liability
Accidents can happen, if a third party is injured as a result of you using your scooter then you’ll be covered up to £5 million should you choose this optional add-on to your policy.
Worldwide Cover
You’ll be automatically covered should you take your scooter around the world with you. It’ll be covered in any country, as long as there isn’t a travel advisory in place.
If you're interested in cycle insurance as well as electric scooter insurance then you can find out more info about our cycle policies here: bike insurance page
The Eversure Cycle Insurance claims experience
Eversure cycle insurance is underwritten by Great Lakes Reinsurance (UK) SE.
Ryan Direct Group (née Direct Group Property Services) handle our cycle claims
"Direct Group is a key partner for Great Lakes Reinsurance (UK) SE and we are very impressed with the systems and procedures they have in place to ensure our customers receive the highest service levels."
Great Lakes Reinsurance (UK) SE
…and this is what Eversure Cycle Insurance customers say about their claims experience
Genuine customer reviews obtained by feefo’s closed invitation only platform
"This is my second year with this company, unfortunately last year I had to make a claim, the claim was dealt with very efficiently and no quibbling over the small print. When I needed them most they performed well so I was happy to renew with them this year"
Click here to read on feefo
Our FAQs are intended as a guide and are not exhaustive, you should not rely on these in their entirety and should read the Policy Wording for all policy Terms, Conditions and Exclusions. If you have any additional queries regarding our insurance please use our Contact Us section to get in touch. We will endeavour to respond to any queries within 24 business hours.