Photography insurance from Eversure provides you with comprehensive cover to give you the peace-of-mind when you’re out and about, the last thing you want to be thinking about when in the middle of a shoot, or whilst your hunting down that perfect shot, is whether you’re protected should something go wrong. That’s where we come in. With a range of cover levels to choose from and the support of one of the UK's leading insurers, AXA, you’ll know that your equipment will be in safe hands.
When you insure your photography kit with Eversure, theft and accidental damage is covered as standard
Our policy is suitable for all types of photographers, so if photography is just a passion or its your career then we can still protect you
If you have owned your equipment from new and its damaged or stolen and needs replacing, our insurance policy will pay out or replace it with new kit of equivalent value
Whilst it’s not a legal requirement to have photography insurance, if you’re a professional photographer, you’ll often be required to have public liability cover for certain jobs, such as weddings. This is especially true for photo shoots in public venues such as National Trust properties, museums and even parts of some cities.
All of our policies come with the option to add public liability from as little as £15 per year, when bought alongside equipment insurance, so it’s a small price to pay for that extra cover.
Eversure's Photography Insurance not only protects your camera and accessories if it is accidentally damaged, lost or stolen. You can build your own cover, just select the sections that are important to you. See below for more information on the benefits we offer.
If you have a job abroad or want to take your photography kit away with you on holiday then choose one of our worldwide options. We cover unlimited trips, you just need to select a maximum trip length of either 30, 60, 90 or 120 days.
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Add Accidental Loss to your policy, this covers an unexpected loss of your equipment, so long as its not just been left unattended.
Public Liability Insurance will cover the costs if you are alleged to have injured another person or damaged their property whilst you are behind the lens.
Professional Indemnity covers the legal costs to defend you if you are alleged to have provided inadequate advice or service.
We can provide Employers liability to protect your business if someone working for you gets injured. This is a legal requirement so make sure its selected if you need it.
No need to buy multiple policies, our studio cover will insure your businesses fixtures and fittings against theft and accidental damage.
Selecting Hired Equipment cover will insure the equipment that you hire in the UK for theft and accidental damage.
We can include cover to repair or replace your mobile phone and/or tablet computer (up to 3 years old) if its stolen or accidentally damaged.
Our Portfolio cover will cover the cost of labour and materials to replace any prints, canvases and laminates or bindings against theft, accidental damage and loss.
You can select your own excess, so if you decide to increase your excess from the standard £100, your premium will get a discount.
We will include theft from a vehicle as standard when you insure your equipment. The vehicle needs to be locked and the equipment needs to be out of sight.
We can insure your drone for theft and accidental damage, if its just used as a hobby. Our cover will not cover commercial use, public liability, professional indemnity or loss including fly-away.
Our legal expenses cover costs to pursue the following claims; Personal injury, Damage to photographic equipment, Trespass, Contractual disputes, Employment defense, Tax Investigation and copyright infringements.
Evidence of Ownership - one or all of the following:
Eversure Limited, Bury House, 1 Bury Street, Guildford, Surrey GU2 4AW. Registered in England and Wales no. 6751893. Eversure Limited are authorised and regulated by the Financial Conduct Authority.